Preparing for the Unexpected: Essential Checklists for Before and After a Diagnosis

Preparing for unexpected medical situations can be overwhelming, but having a checklist can help bring clarity and peace of mind. Before a diagnosis, you must update named beneficiaries on your assets, ensure appropriate life insurance, and confirm you have an up-to-date will or trust. Additionally, organizing your essential documents in a secure digital or physical vault can save time and stress in the future.

Certain steps become even more critical after a diagnosis. Revisiting beneficiary designations, identifying funding sources for upcoming expenses, and exploring alternative fund options, such as grants or donations, can be beneficial. Establishing powers of attorney and gathering all essential documents in one place can further simplify the process. Taking these proactive steps can help ensure that you and your loved ones are better prepared to navigate any challenges that may arise.